All kinds of movable property such as Stock, Plant and Machinery etc can be covered under a Burglary Policy. The Policy covers loss due to burglary. Burglary is defined as one where there is forcible entry in to or exit from the business premises. If the Property Volumes/ Values are high, the insured can choose a smaller sum Insured on First Loss Basis. The standard Burglary Policy can be extended to cover Theft at an additional Premium.

For availing this cover, it is imperative that the insured provides a reasonable level of protection to insured property. Loss caused by natural perils and loss of property following use of keys (unless such keys are obtained by force or violence) and fraud or dishonesty on the part of employees are not covered under this policy.